@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Plus+Jakarta+Sans:wght@400;500;600;700;800&display=swap');

:root {
  --primary-navy: #0F1E36;
  --primary-royal: #2563EB;
  --primary-royal-hover: #1D4ED8;
  --sky-blue: #E0F2FE;
  --sky-blue-hover: #BAE6FD;
  --accent-sky: #0284C7;
  --white: #FFFFFF;
  --light-gray: #F8FAFC;
  --border-color: #E2E8F0;
  --dark-charcoal: #0F172A;
  --body-gray: #475569;
  --shadow-sm: 0 2px 4px rgba(15, 23, 42, 0.05);
  --shadow-md: 0 10px 15px -3px rgba(15, 23, 42, 0.08), 0 4px 6px -4px rgba(15, 23, 42, 0.08);
  --shadow-lg: 0 20px 25px -5px rgba(15, 23, 42, 0.1), 0 8px 10px -6px rgba(15, 23, 42, 0.1);
  --transition-smooth: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: all 0.5s cubic-bezier(0.4, 0, 0.2, 1);
  --font-heading: 'Plus Jakarta Sans', sans-serif;
  --font-body: 'Inter', sans-serif;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  font-family: var(--font-body);
  background-color: var(--white);
  color: var(--body-gray);
  line-height: 1.6;
  overflow-x: hidden;
  max-width: 100%;
  width: 100%;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--dark-charcoal);
  font-weight: 700;
  line-height: 1.25;
}

a {
  text-decoration: none;
  color: inherit;
  transition: var(--transition-smooth);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

@keyframes fadeIn {
  from { opacity: 0; }
  to { opacity: 1; }
}

@keyframes slideUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes slideInRight {
  from {
    transform: translateX(100%);
  }
  to {
    transform: translateX(0);
  }
}

.animate-fade {
  animation: fadeIn 0.8s ease-out forwards;
}

.animate-slide {
  animation: slideUp 0.8s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}

.navbar {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  background-color: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border-color);
  z-index: 1000;
  transition: var(--transition-smooth);
}

.navbar-container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  height: 80px;
  padding: 0 24px;
  max-width: 1400px;
  margin: 0 auto;
}

.logo-link {
  display: flex;
  align-items: center;
  gap: 10px;
}

.logo-icon {
  font-size: 1.8rem;
  color: var(--primary-royal);
}

.logo-text {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--primary-navy);
}

.logo-accent {
  color: var(--primary-royal);
}

.nav-menu {
  display: flex;
  align-items: center;
  list-style: none;
  gap: 32px;
}

.nav-link {
  font-weight: 500;
  color: var(--body-gray);
  font-size: 0.95rem;
  position: relative;
  padding: 8px 0;
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background-color: var(--primary-royal);
  transition: var(--transition-smooth);
}

.nav-link:hover {
  color: var(--primary-royal);
}

.nav-link:hover::after,
.nav-link.active::after {
  width: 100%;
}

.nav-link.active {
  color: var(--primary-royal);
  font-weight: 600;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 20px;
}

.search-container {
  position: relative;
}

.search-input {
  padding: 10px 16px;
  padding-right: 40px;
  border-radius: 50px;
  border: 1px solid var(--border-color);
  font-size: 0.9rem;
  outline: none;
  width: 180px;
  background-color: var(--light-gray);
  transition: var(--transition-smooth);
}

.search-input:focus {
  width: 240px;
  background-color: var(--white);
  border-color: var(--primary-royal);
  box-shadow: var(--shadow-sm);
}

.search-btn {
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  background: none;
  border: none;
  cursor: pointer;
  color: var(--body-gray);
  transition: var(--transition-smooth);
}

.search-btn:hover {
  color: var(--primary-royal);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 24px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 0.95rem;
  cursor: pointer;
  transition: var(--transition-smooth);
  border: none;
  font-family: var(--font-body);
}

.btn-primary {
  background-color: var(--primary-royal);
  color: var(--white);
}

.btn-primary:hover {
  background-color: var(--primary-royal-hover);
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(37, 99, 235, 0.2);
}

.btn-secondary {
  background-color: var(--sky-blue);
  color: var(--primary-royal);
}

.btn-secondary:hover {
  background-color: var(--sky-blue-hover);
  transform: translateY(-2px);
}

.btn-outline {
  background-color: transparent;
  color: var(--white);
  border: 2px solid var(--white);
}

.btn-outline:hover {
  background-color: var(--white);
  color: var(--primary-navy);
  transform: translateY(-2px);
}

.hamburger {
  display: none;
  background: none;
  border: none;
  font-size: 1.5rem;
  color: var(--primary-navy);
  cursor: pointer;
  padding: 4px;
  z-index: 1001;
}

.mobile-nav {
  position: fixed;
  top: 0;
  right: 0;
  width: 50%;
  height: 100%;
  background-color: var(--light-gray);
  z-index: 1005;
  transform: translateX(100%);
  transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1);
  box-shadow: var(--shadow-lg);
  display: flex;
  flex-direction: column;
  padding: 100px 40px 40px;
}

.mobile-nav.open {
  transform: translateX(0);
}

.mobile-close {
  position: absolute;
  top: 24px;
  right: 24px;
  background: none;
  border: none;
  font-size: 1.8rem;
  color: var(--primary-navy);
  cursor: pointer;
}

.mobile-menu {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 24px;
  align-items: center;
}

.mobile-link {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--primary-navy);
}

.mobile-link:hover,
.mobile-link.active {
  color: var(--primary-royal);
}

.mobile-actions {
  margin-top: 40px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  width: 100%;
}

.mobile-actions .btn {
  width: 100%;
}

.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  background-size: cover;
  background-position: center;
  background-attachment: fixed;
  padding-top: 80px;
}

.hero-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(135deg, rgba(15, 30, 54, 0.9) 0%, rgba(15, 23, 42, 0.7) 100%);
  z-index: 1;
}

.hero-content {
  position: relative;
  z-index: 2;
  color: var(--white);
  max-width: 700px;
  text-align: center;
  margin: 0 auto;
  animation: slideUp 0.8s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}

.hero-tagline {
  display: inline-block;
  background-color: rgba(37, 99, 235, 0.2);
  border: 1px solid var(--primary-royal);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-bottom: 24px;
  color: var(--sky-blue);
}

.hero-title {
  font-size: 3.5rem;
  line-height: 1.15;
  margin-bottom: 24px;
  color: var(--white);
}

.hero-text {
  font-size: 1.15rem;
  margin-bottom: 40px;
  color: var(--border-color);
  font-weight: 300;
}

.hero-buttons {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  justify-content: center;
}

.section {
  padding: 100px 0;
}

.section-bg {
  background-color: var(--light-gray);
}

.section-header {
  text-align: center;
  max-width: 600px;
  margin: 0 auto 60px;
}

.section-tag {
  color: var(--primary-royal);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  font-size: 0.85rem;
  margin-bottom: 12px;
  display: block;
}

.section-title {
  font-size: 2.25rem;
  margin-bottom: 16px;
  color: var(--primary-navy);
}

.section-desc {
  font-size: 1.05rem;
  color: var(--body-gray);
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 40px;
}

.card {
  background-color: var(--white);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border-color);
  transition: var(--transition-smooth);
}

.card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}

.cat-card-img {
  height: 220px;
  position: relative;
  overflow: hidden;
}

.cat-card-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: var(--transition-slow);
}

.card:hover .cat-card-img img {
  transform: scale(1.1);
}

.cat-card-icon {
  position: absolute;
  bottom: -24px;
  right: 24px;
  width: 56px;
  height: 56px;
  background-color: var(--primary-royal);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  box-shadow: var(--shadow-md);
  border: 4px solid var(--white);
  z-index: 2;
}

.card-body {
  padding: 32px 24px 24px;
}

.card-title {
  font-size: 1.25rem;
  margin-bottom: 12px;
  color: var(--primary-navy);
}

.card-text {
  font-size: 0.95rem;
  color: var(--body-gray);
  margin-bottom: 20px;
}

.card-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-weight: 600;
  color: var(--primary-royal);
  font-size: 0.9rem;
}

.card-link:hover {
  color: var(--primary-royal-hover);
}

.why-card {
  padding: 40px 32px;
  background-color: var(--white);
  border-radius: 16px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border-color);
  transition: var(--transition-smooth);
}

.why-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
}

.why-icon {
  width: 60px;
  height: 60px;
  border-radius: 12px;
  background-color: var(--sky-blue);
  color: var(--primary-royal);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  margin-bottom: 24px;
  transition: var(--transition-smooth);
}

.why-card:hover .why-icon {
  background-color: var(--primary-royal);
  color: var(--white);
}

.timeline {
  display: flex;
  justify-content: space-between;
  position: relative;
  margin-top: 40px;
}

.timeline::after {
  content: '';
  position: absolute;
  top: 35px;
  left: 5%;
  width: 90%;
  height: 2px;
  background-color: var(--border-color);
  z-index: 1;
}

.timeline-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  width: 18%;
  position: relative;
  z-index: 2;
}

.step-num {
  width: 70px;
  height: 70px;
  border-radius: 50%;
  background-color: var(--white);
  border: 3px solid var(--border-color);
  color: var(--body-gray);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  font-family: var(--font-heading);
  font-weight: 800;
  margin-bottom: 20px;
  transition: var(--transition-smooth);
}

.timeline-step:hover .step-num {
  border-color: var(--primary-royal);
  background-color: var(--primary-royal);
  color: var(--white);
  transform: scale(1.1);
  box-shadow: var(--shadow-md);
}

.step-title {
  font-size: 1.1rem;
  margin-bottom: 8px;
  color: var(--primary-navy);
}

.step-desc {
  font-size: 0.85rem;
  color: var(--body-gray);
}

.benefit-card {
  display: flex;
  gap: 20px;
  background-color: var(--white);
  padding: 30px;
  border-radius: 16px;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
  transition: var(--transition-smooth);
}

.benefit-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
}

.benefit-icon {
  width: 50px;
  height: 50px;
  border-radius: 10px;
  background-color: var(--sky-blue);
  color: var(--primary-royal);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  flex-shrink: 0;
}

.benefit-content h3 {
  font-size: 1.15rem;
  margin-bottom: 8px;
}

.benefit-content p {
  font-size: 0.9rem;
}

.testimonial-card {
  padding: 40px 32px;
  background-color: var(--white);
  border-radius: 16px;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
  position: relative;
}

.test-rating {
  color: #FBBF24;
  margin-bottom: 20px;
  font-size: 0.9rem;
}

.test-quote {
  font-size: 1rem;
  color: var(--body-gray);
  font-style: italic;
  margin-bottom: 24px;
}

.test-profile {
  display: flex;
  align-items: center;
  gap: 16px;
}

.test-img {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  object-fit: cover;
}

.test-info h4 {
  font-size: 1rem;
  margin-bottom: 2px;
}

.test-info p {
  font-size: 0.8rem;
  color: var(--accent-sky);
  font-weight: 600;
}

.blog-card {
  overflow: hidden;
  background-color: var(--white);
  border-radius: 16px;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
}

.blog-img {
  height: 200px;
  overflow: hidden;
}

.blog-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: var(--transition-slow);
}

.blog-card:hover .blog-img img {
  transform: scale(1.05);
}

.blog-body {
  padding: 24px;
}

.blog-meta {
  font-size: 0.8rem;
  color: var(--accent-sky);
  font-weight: 600;
  margin-bottom: 12px;
}

.blog-title {
  font-size: 1.15rem;
  margin-bottom: 12px;
  line-height: 1.4;
}

.blog-text {
  font-size: 0.9rem;
  margin-bottom: 20px;
}

.faq-accordion {
  max-width: 800px;
  margin: 0 auto;
}

.faq-item {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  margin-bottom: 16px;
  overflow: hidden;
  transition: var(--transition-smooth);
}

.faq-item:hover {
  border-color: var(--primary-royal);
}

.faq-question {
  padding: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  user-select: none;
}

.faq-question h3 {
  font-size: 1.1rem;
  color: var(--primary-navy);
  margin: 0;
  font-weight: 600;
}

.faq-icon {
  font-size: 1rem;
  color: var(--primary-royal);
  transition: var(--transition-smooth);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s cubic-bezier(0.16, 1, 0.3, 1), padding 0.4s;
  padding: 0 24px;
}

.faq-item.active .faq-answer {
  max-height: 200px;
  padding-bottom: 24px;
}

.faq-item.active .faq-icon {
  transform: rotate(180deg);
}

.newsletter {
  background: linear-gradient(135deg, var(--primary-navy) 0%, #12223c 100%);
  color: var(--white);
  border-radius: 24px;
  padding: 60px;
  position: relative;
  overflow: hidden;
}

.newsletter-content {
  position: relative;
  z-index: 2;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
}

.newsletter-text {
  max-width: 500px;
}

.newsletter-title {
  color: var(--white);
  font-size: 2rem;
  margin-bottom: 12px;
}

.newsletter-desc {
  color: var(--sky-blue);
  font-size: 1rem;
  opacity: 0.9;
}

.newsletter-form {
  display: flex;
  gap: 12px;
  width: 100%;
  max-width: 480px;
}

.newsletter-input {
  flex-grow: 1;
  padding: 16px 20px;
  border-radius: 8px;
  border: 1px solid rgba(255, 255, 255, 0.2);
  background-color: rgba(255, 255, 255, 0.1);
  color: var(--white);
  outline: none;
  font-size: 0.95rem;
  transition: var(--transition-smooth);
}

.newsletter-input::placeholder {
  color: rgba(255, 255, 255, 0.6);
}

.newsletter-input:focus {
  background-color: var(--white);
  color: var(--dark-charcoal);
  border-color: var(--white);
}

.footer {
  background-color: var(--dark-charcoal);
  color: #94A3B8;
  padding: 80px 0 30px;
  border-top: 1px solid #1E293B;
}

.footer-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr 1.5fr;
  gap: 40px;
  margin-bottom: 60px;
}

.footer-logo {
  margin-bottom: 20px;
}

.footer-logo .logo-text {
  color: var(--white);
}

.footer-desc {
  font-size: 0.9rem;
  line-height: 1.6;
  margin-bottom: 24px;
}

.footer-socials {
  display: flex;
  gap: 12px;
}

.social-link {
  width: 38px;
  height: 38px;
  border-radius: 8px;
  background-color: #1E293B;
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  transition: var(--transition-smooth);
}

.social-link:hover {
  background-color: var(--primary-royal);
  transform: translateY(-3px);
}

.footer-title {
  color: var(--white);
  font-size: 1.1rem;
  font-weight: 600;
  margin-bottom: 24px;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.footer-link {
  font-size: 0.9rem;
  color: #94A3B8;
}

.footer-link:hover {
  color: var(--white);
  padding-left: 4px;
}

.footer-contact-info {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.footer-contact-info li {
  display: flex;
  gap: 12px;
  font-size: 0.9rem;
}

.footer-contact-info i {
  color: var(--primary-royal);
  margin-top: 4px;
}

.footer-bottom {
  padding-top: 30px;
  border-top: 1px solid #1E293B;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 20px;
  font-size: 0.85rem;
}

.footer-legal-links {
  display: flex;
  gap: 24px;
}

.footer-legal-link:hover {
  color: var(--white);
}

.subpage-hero {
  height: 300px;
  position: relative;
  background-size: cover;
  background-position: center;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 80px;
}

.subpage-hero-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, rgba(15, 30, 54, 0.95) 0%, rgba(15, 23, 42, 0.75) 100%);
  z-index: 1;
}

.subpage-hero-content {
  position: relative;
  z-index: 2;
  color: var(--white);
  text-align: center;
}

.subpage-title {
  font-size: 2.75rem;
  color: var(--white);
  margin-bottom: 12px;
}

.breadcrumbs {
  display: flex;
  gap: 8px;
  font-size: 0.9rem;
  color: var(--sky-blue);
  justify-content: center;
}

.breadcrumbs a {
  color: var(--white);
}

.breadcrumbs a:hover {
  color: var(--primary-royal);
}

.insurance-section {
  display: flex;
  gap: 50px;
  align-items: center;
  margin-bottom: 80px;
}

.insurance-section:nth-child(even) {
  flex-direction: row-reverse;
}

.insurance-img {
  flex: 1;
  border-radius: 20px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  height: 400px;
}

.insurance-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.insurance-content {
  flex: 1.2;
}

.insurance-content h2 {
  font-size: 2rem;
  margin-bottom: 20px;
  color: var(--primary-navy);
}

.insurance-desc {
  font-size: 1.05rem;
  margin-bottom: 24px;
}

.coverage-list {
  list-style: none;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
  margin-bottom: 30px;
}

.coverage-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.95rem;
  color: var(--dark-charcoal);
  font-weight: 500;
}

.coverage-list i {
  color: var(--primary-royal);
}

.quote-container {
  max-width: 800px;
  margin: 0 auto;
  background-color: var(--white);
  border-radius: 20px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border-color);
  overflow: hidden;
}

.quote-form-header {
  background-color: var(--primary-navy);
  color: var(--white);
  padding: 40px;
  text-align: center;
}

.quote-form-header h2 {
  color: var(--white);
  font-size: 1.8rem;
  margin-bottom: 10px;
}

.quote-form-header p {
  color: var(--sky-blue);
  opacity: 0.9;
}

.quote-form-body {
  padding: 40px;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin-bottom: 32px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.form-group-full {
  grid-column: span 2;
}

.form-group label {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--dark-charcoal);
}

.form-control {
  padding: 12px 16px;
  border-radius: 8px;
  border: 1px solid var(--border-color);
  font-size: 0.95rem;
  outline: none;
  font-family: var(--font-body);
  transition: var(--transition-smooth);
}

.form-control:focus {
  border-color: var(--primary-royal);
  box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.15);
}

.contact-layout {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 50px;
}

.contact-info-panel {
  background-color: var(--light-gray);
  border-radius: 20px;
  padding: 40px;
  border: 1px solid var(--border-color);
}

.contact-info-panel h2 {
  font-size: 1.8rem;
  margin-bottom: 30px;
}

.contact-details-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 30px;
  margin-bottom: 40px;
}

.contact-detail-item {
  display: flex;
  gap: 20px;
}

.contact-detail-icon {
  width: 50px;
  height: 50px;
  border-radius: 12px;
  background-color: var(--sky-blue);
  color: var(--primary-royal);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}

.contact-detail-content h3 {
  font-size: 1.1rem;
  margin-bottom: 6px;
}

.contact-detail-content p {
  font-size: 0.95rem;
}

.contact-map-placeholder {
  height: 250px;
  background-color: #E2E8F0;
  border-radius: 12px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  color: var(--body-gray);
  gap: 12px;
  border: 1px solid var(--border-color);
}

.contact-map-placeholder i {
  font-size: 2rem;
  color: var(--primary-royal);
}

.contact-map-placeholder span {
  font-weight: 600;
  font-size: 0.95rem;
}

.contact-form-panel {
  padding: 20px 0;
}

.contact-form-panel h2 {
  font-size: 1.8rem;
  margin-bottom: 12px;
}

.contact-form-panel p {
  margin-bottom: 30px;
}

.about-intro {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 60px;
  align-items: center;
}

.about-intro-content h2 {
  font-size: 2.25rem;
  margin-bottom: 24px;
}

.about-intro-content p {
  font-size: 1.05rem;
  margin-bottom: 20px;
}

.about-intro-image {
  border-radius: 24px;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}

.about-values {
  text-align: center;
}

.values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.value-card {
  background-color: var(--white);
  border-radius: 16px;
  padding: 40px 32px;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
  transition: var(--transition-smooth);
}

.value-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
}

.value-icon {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background-color: var(--sky-blue);
  color: var(--primary-royal);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin: 0 auto 24px;
}

.value-card h3 {
  font-size: 1.25rem;
  margin-bottom: 12px;
}

.value-card p {
  font-size: 0.95rem;
}

.stats-section {
  background: linear-gradient(135deg, var(--primary-navy) 0%, #12223c 100%);
  color: var(--white);
  padding: 80px 0;
  text-align: center;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

.stat-item {
  padding: 20px;
}

.stat-number {
  font-size: 3.25rem;
  font-weight: 800;
  color: var(--white);
  margin-bottom: 8px;
  font-family: var(--font-heading);
}

.stat-label {
  color: var(--sky-blue);
  font-size: 0.95rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  font-weight: 600;
}

.team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

.team-card {
  background-color: var(--white);
  border-radius: 16px;
  overflow: hidden;
  border: 1px solid var(--border-color);
  box-shadow: var(--shadow-sm);
  transition: var(--transition-smooth);
}

.team-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
}

.team-img-container {
  height: 280px;
  overflow: hidden;
}

.team-img-container img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: var(--transition-slow);
}

.team-card:hover .team-img-container img {
  transform: scale(1.05);
}

.team-body {
  padding: 20px;
  text-align: center;
}

.team-body h3 {
  font-size: 1.15rem;
  margin-bottom: 4px;
}

.team-body p {
  font-size: 0.85rem;
  color: var(--accent-sky);
  font-weight: 600;
  margin-bottom: 12px;
}

.team-socials {
  display: flex;
  justify-content: center;
  gap: 10px;
}

.team-socials a {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background-color: var(--light-gray);
  color: var(--body-gray);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
  transition: var(--transition-smooth);
}

.team-socials a:hover {
  background-color: var(--primary-royal);
  color: var(--white);
}

.alert-overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background-color: rgba(15, 23, 42, 0.6);
  backdrop-filter: blur(4px);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 2000;
  opacity: 0;
  pointer-events: none;
  transition: var(--transition-smooth);
}

.alert-overlay.show {
  opacity: 1;
  pointer-events: auto;
}

.alert-box {
  background-color: var(--white);
  border-radius: 16px;
  padding: 40px;
  max-width: 480px;
  width: 90%;
  text-align: center;
  box-shadow: var(--shadow-lg);
  transform: scale(0.9);
  transition: var(--transition-smooth);
}

.alert-overlay.show .alert-box {
  transform: scale(1);
}

.alert-icon {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background-color: #DEF7EC;
  color: #03543F;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.25rem;
  margin: 0 auto 24px;
}

.alert-title {
  font-size: 1.5rem;
  color: var(--primary-navy);
  margin-bottom: 12px;
}

.alert-message {
  font-size: 1rem;
  color: var(--body-gray);
  margin-bottom: 30px;
}

@media (max-width: 1200px) {
  .nav-menu {
    gap: 20px;
  }
  .nav-actions {
    gap: 12px;
  }
  .search-input {
    width: 140px;
  }
  .search-input:focus {
    width: 180px;
  }
  .hero-title {
    font-size: 3rem;
  }
  .grid-3 {
    gap: 20px;
  }
  .footer-top {
    grid-template-columns: repeat(3, 1fr);
  }
}

@media (max-width: 992px) {
  .navbar-container {
    height: 70px;
  }
  .nav-menu {
    display: none;
  }
  .search-container {
    display: none;
  }
  .navbar-btn {
    display: none;
  }
  .hamburger {
    display: block;
  }
  .hero {
    min-height: 80vh;
    padding-top: 70px;
  }
  .hero-title {
    font-size: 2.75rem;
  }
  .grid-3 {
    grid-template-columns: repeat(2, 1fr);
  }
  .grid-2 {
    grid-template-columns: 1fr;
    gap: 30px;
  }
  .timeline {
    flex-wrap: wrap;
    gap: 30px;
    justify-content: center;
  }
  .timeline::after {
    display: none;
  }
  .timeline-step {
    width: 45%;
  }
  .insurance-section {
    flex-direction: column !important;
    gap: 30px;
  }
  .insurance-img {
    width: 100%;
    height: 300px;
  }
  .contact-layout {
    grid-template-columns: 1fr;
  }
  .about-intro {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .values-grid {
    grid-template-columns: 1fr;
  }
  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .team-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .newsletter-content {
    flex-direction: column;
    text-align: center;
  }
  .newsletter-text {
    max-width: 100%;
  }
  .newsletter-form {
    max-width: 100%;
  }
}

@media (max-width: 768px) {
  .section {
    padding: 70px 0;
  }
  .hero {
    min-height: auto;
    padding: 100px 0 80px;
  }
  .hero-title {
    font-size: 2.25rem;
  }
  .hero-text {
    font-size: 1rem;
    margin-bottom: 30px;
  }
  .grid-3 {
    grid-template-columns: 1fr;
  }
  .timeline-step {
    width: 100%;
  }
  .footer-top {
    grid-template-columns: repeat(2, 1fr);
  }
  .form-grid {
    grid-template-columns: 1fr;
  }
  .form-group-full {
    grid-column: span 1;
  }
  .mobile-nav {
    width: 50%;
    padding: 100px 20px 40px;
    align-items: center;
  }
  .mobile-menu {
    width: 100%;
  }
  .mobile-actions {
    width: 100%;
  }
  .mobile-actions .btn {
    white-space: nowrap;
    font-size: 0.9rem;
    padding: 12px 16px;
  }
}

@media (max-width: 576px) {
  .footer-top {
    grid-template-columns: 1fr;
    gap: 30px;
  }
  .footer-bottom {
    flex-direction: column;
    text-align: center;
  }
  .footer-legal-links {
    justify-content: center;
    flex-wrap: wrap;
    gap: 12px;
  }
  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
  }
  .stat-item {
    padding: 10px;
  }
  .stat-number {
    font-size: 2.25rem;
  }
  .team-grid {
    grid-template-columns: 1fr;
  }
  .mobile-nav {
    width: 50%;
    padding: 100px 16px 40px;
    align-items: center;
  }
  .mobile-actions .btn {
    font-size: 0.85rem;
    padding: 12px 12px;
  }
  .newsletter {
    padding: 40px 24px;
  }
  .newsletter-form {
    flex-direction: column;
  }
}

.grid-3 > .card,
.grid-3 > .why-card,
.grid-3 > .benefit-card,
.grid-3 > .testimonial-card,
.grid-3 > .blog-card {
  text-align: center;
}

.grid-3 .why-icon {
  margin-left: auto;
  margin-right: auto;
}

.grid-3 .benefit-card {
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.grid-3 .benefit-icon {
  margin-bottom: 16px;
}

.grid-3 .test-profile {
  justify-content: center;
}

.grid-3 .card-body {
  text-align: center;
}

.grid-3 .blog-body {
  text-align: center;
}

.insurance-content {
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.insurance-content .coverage-list {
  align-self: flex-start;
  width: 100%;
  justify-content: start;
  justify-items: start;
  margin-left: 0;
  margin-right: auto;
  text-align: left;
}

.insurance-content .btn {
  margin-left: auto;
  margin-right: auto;
  align-self: center;
}

/* --- NEW ON-PAGE CONTENT STYLES --- */

/* Carrier Partners Section */
.carrier-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 30px;
}
.carrier-card {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 30px 20px;
  text-align: center;
  transition: var(--transition-smooth);
  box-shadow: var(--shadow-sm);
  display: flex;
}
.carrier-card-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  width: 100%;
}
.carrier-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary-royal);
}
.carrier-icon {
  font-size: 2.25rem;
  color: var(--primary-royal);
  margin-bottom: 16px;
}
.carrier-card h3 {
  font-size: 1.15rem;
  margin-bottom: 8px;
  color: var(--primary-navy);
}
.carrier-rating {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--accent-sky);
  background-color: var(--sky-blue);
  padding: 4px 10px;
  border-radius: 50px;
  margin-bottom: 12px;
  text-transform: uppercase;
}
.carrier-card p {
  font-size: 0.85rem;
  color: var(--body-gray);
  line-height: 1.5;
}

/* Coverage Calculator Section */
.calc-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 30px;
  align-items: stretch;
}
.calc-card {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 16px;
  padding: 40px;
  box-shadow: var(--shadow-sm);
}
.calc-card h3 {
  font-size: 1.5rem;
  margin-bottom: 24px;
  color: var(--primary-navy);
}
.calc-form-group {
  margin-bottom: 20px;
  text-align: left;
}
.calc-form-group label {
  display: block;
  font-weight: 600;
  margin-bottom: 8px;
  color: var(--dark-charcoal);
  font-size: 0.95rem;
}
.calc-result {
  background-color: var(--light-gray);
  border: 2px dashed var(--border-color);
  border-radius: 16px;
  padding: 40px;
  display: flex;
  flex-direction: column;
}
.calc-result-header {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  margin-bottom: 24px;
  border-bottom: 1px solid var(--border-color);
  padding-bottom: 16px;
}
.calc-result-header i {
  font-size: 1.5rem;
  color: var(--primary-royal);
}
.calc-result-header h4 {
  font-size: 1.2rem;
  color: var(--primary-navy);
  margin: 0;
}
.calc-result-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-bottom: 30px;
  text-align: left;
}
.calc-result-list li {
  font-size: 0.95rem;
  color: var(--body-gray);
  padding-left: 28px;
  position: relative;
}
.calc-result-list li strong {
  color: var(--primary-navy);
}
.calc-result-list li::before {
  content: "\f058";
  font-family: "Font Awesome 6 Free";
  font-weight: 900;
  position: absolute;
  left: 0;
  top: 2px;
  color: var(--primary-royal);
}

/* Claim Settlements Section */
.settlement-grid {
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.settlement-item {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 24px;
  display: flex;
  align-items: center;
  gap: 24px;
  box-shadow: var(--shadow-sm);
  transition: var(--transition-smooth);
  text-align: left;
}
.settlement-item:hover {
  transform: translateX(4px);
  border-color: var(--primary-royal);
  box-shadow: var(--shadow-md);
}
.settlement-icon-box {
  width: 56px;
  height: 56px;
  background-color: var(--sky-blue);
  color: var(--primary-royal);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  flex-shrink: 0;
}
.settlement-details {
  flex-grow: 1;
}
.settlement-details h4 {
  font-size: 1.15rem;
  color: var(--primary-navy);
  margin-bottom: 4px;
}
.settlement-time {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--accent-sky);
  margin-bottom: 8px;
}
.settlement-details p {
  font-size: 0.9rem;
  color: var(--body-gray);
  margin: 0;
}
.settlement-amount {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--primary-navy);
  flex-shrink: 0;
  background-color: var(--light-gray);
  padding: 8px 16px;
  border-radius: 8px;
  border: 1px solid var(--border-color);
}

/* Licensed Advisors / Experts Section */
.expert-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}
.expert-card {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: var(--transition-smooth);
}
.expert-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
}
.expert-card img {
  width: 100%;
  height: 280px;
  object-fit: cover;
}
.expert-body {
  padding: 24px;
  text-align: center;
}
.expert-body h3 {
  font-size: 1.25rem;
  color: var(--primary-navy);
  margin-bottom: 4px;
}
.expert-role {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--primary-royal);
  margin-bottom: 12px;
}
.expert-body p {
  font-size: 0.9rem;
  color: var(--body-gray);
  margin-bottom: 20px;
}
.expert-contact {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--primary-royal);
  transition: var(--transition-smooth);
}
.expert-contact:hover {
  color: var(--primary-royal-hover);
}

/* Optional Riders Section */
.riders-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.rider-card {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 32px 24px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: var(--transition-smooth);
}
.rider-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary-royal);
}
.rider-icon {
  font-size: 2rem;
  color: var(--primary-royal);
  margin-bottom: 16px;
}
.rider-card h3 {
  font-size: 1.1rem;
  margin-bottom: 10px;
  color: var(--primary-navy);
}
.rider-card p {
  font-size: 0.85rem;
  color: var(--body-gray);
  line-height: 1.5;
  margin: 0;
}

/* Corporate Benefits Section */
.corporate-benefits-img img {
  border-radius: 16px;
  width: 100%;
  height: 100%;
  object-fit: cover;
  box-shadow: var(--shadow-md);
}
.corporate-benefits-content {
  display: flex;
  flex-direction: column;
  justify-content: center;
  text-align: left;
}
.corporate-benefits-content h2 {
  font-size: 2.25rem;
  color: var(--primary-navy);
  margin-bottom: 16px;
}
.corporate-benefits-content p {
  font-size: 1.05rem;
  color: var(--body-gray);
}

/* Life stage Matcher Section */
.matcher-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.matcher-card {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 30px 24px;
  box-shadow: var(--shadow-sm);
  transition: var(--transition-smooth);
  text-align: left;
}
.matcher-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary-royal);
}
.matcher-card-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 16px;
}
.matcher-card-header i {
  font-size: 1.5rem;
  color: var(--primary-royal);
}
.matcher-card-header h3 {
  font-size: 1.15rem;
  color: var(--primary-navy);
}
.matcher-card p {
  font-size: 0.85rem;
  color: var(--body-gray);
  line-height: 1.5;
  margin: 0;
}

/* Table Style Adjustments */
.mandates-table th, .mandates-table td {
  padding: 16px 24px;
  font-size: 0.95rem;
}
.comparison-table th, .comparison-table td {
  padding: 18px 24px;
  font-size: 0.95rem;
}

/* Document Checklist Section */
.checklist-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.checklist-card {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 30px 24px;
  box-shadow: var(--shadow-sm);
  transition: var(--transition-smooth);
  text-align: center;
}
.checklist-card:hover {
  transform: translateY(-5px);
  border-color: var(--primary-royal);
  box-shadow: var(--shadow-md);
}
.checklist-icon-wrap {
  width: 48px;
  height: 48px;
  background-color: var(--sky-blue);
  color: var(--primary-royal);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  margin: 0 auto 20px;
}
.checklist-card h3 {
  font-size: 1.15rem;
  margin-bottom: 10px;
  color: var(--primary-navy);
}
.checklist-card p {
  font-size: 0.85rem;
  color: var(--body-gray);
  line-height: 1.5;
  margin: 0;
}

/* Roadmap timeline */
.roadmap-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  position: relative;
}
.roadmap-step {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 30px 24px;
  box-shadow: var(--shadow-sm);
  text-align: center;
  z-index: 2;
}
.roadmap-num {
  width: 40px;
  height: 40px;
  background-color: var(--primary-royal);
  color: var(--white);
  font-weight: 700;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 1.1rem;
}
.roadmap-step h3 {
  font-size: 1.15rem;
  margin-bottom: 10px;
  color: var(--primary-navy);
}
.roadmap-step p {
  font-size: 0.85rem;
  color: var(--body-gray);
  line-height: 1.5;
  margin: 0;
}

/* Safe Hands Guarantee */
.guarantee-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}
.guarantee-card {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 32px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  transition: var(--transition-smooth);
}
.guarantee-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary-royal);
}
.guarantee-icon {
  font-size: 2.25rem;
  color: var(--primary-royal);
  margin-bottom: 16px;
}
.guarantee-card h3 {
  font-size: 1.25rem;
  margin-bottom: 12px;
  color: var(--primary-navy);
}
.guarantee-card p {
  font-size: 0.9rem;
  color: var(--body-gray);
  line-height: 1.5;
  margin: 0;
}

/* Glossary Section */
.glossary-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}
.glossary-item {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 24px;
  box-shadow: var(--shadow-sm);
  text-align: left;
}
.glossary-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
}
.glossary-header i {
  font-size: 1.25rem;
  color: var(--primary-royal);
}
.glossary-header h3 {
  font-size: 1.15rem;
  color: var(--primary-navy);
}
.glossary-item p {
  font-size: 0.9rem;
  color: var(--body-gray);
  line-height: 1.5;
  margin: 0;
}

/* Video Section */
.video-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}
.video-card {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: var(--transition-smooth);
}
.video-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
}
.video-thumbnail-placeholder {
  height: 180px;
  background-size: cover;
  background-position: center;
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
}
.video-thumbnail-placeholder::after {
  content: '';
  position: absolute;
  top: 0; left: 0; width: 100%; height: 100%;
  background-color: rgba(15, 30, 54, 0.4);
}
.video-play-btn {
  width: 56px;
  height: 56px;
  background-color: var(--white);
  color: var(--primary-royal);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  z-index: 2;
  box-shadow: var(--shadow-md);
  transition: var(--transition-smooth);
  cursor: pointer;
}
.video-card:hover .video-play-btn {
  background-color: var(--primary-royal);
  color: var(--white);
  transform: scale(1.1);
}
.video-body {
  padding: 20px;
  text-align: center;
}
.video-body h3 {
  font-size: 1.15rem;
  margin-bottom: 8px;
  color: var(--primary-navy);
}
.video-body p {
  font-size: 0.85rem;
  color: var(--body-gray);
  margin-bottom: 12px;
  line-height: 1.5;
}
.video-duration {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--body-gray);
}

/* Bundle Section */
.bundle-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 30px;
  align-items: stretch;
}
.bundle-card {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 16px;
  padding: 40px;
  box-shadow: var(--shadow-sm);
  text-align: left;
}
.bundle-card h3 {
  font-size: 1.5rem;
  color: var(--primary-navy);
  margin-bottom: 16px;
}
.bundle-checkbox-group {
  margin-bottom: 20px;
}
.bundle-checkbox-label input[type="checkbox"] {
  accent-color: var(--primary-royal);
}
.bundle-result {
  background-color: var(--primary-navy);
  color: var(--white);
  padding: 30px;
  border-radius: 16px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  text-align: center;
}
.bundle-savings-number {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--sky-blue);
  display: block;
  margin-bottom: 8px;
}

/* Document Download Center */
.docs-grid {
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.doc-item {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 20px 24px;
  display: flex;
  align-items: center;
  gap: 20px;
  box-shadow: var(--shadow-sm);
  transition: var(--transition-smooth);
  text-align: left;
}
.doc-item:hover {
  border-color: var(--primary-royal);
  transform: translateX(4px);
}
.doc-icon {
  font-size: 2rem;
  color: #EF4444; /* PDF Red icon color */
  flex-shrink: 0;
}
.doc-details {
  flex-grow: 1;
}
.doc-details h3 {
  font-size: 1.15rem;
  color: var(--primary-navy);
  margin-bottom: 4px;
}
.doc-details p {
  font-size: 0.85rem;
  color: var(--body-gray);
  margin: 0;
}
.doc-btn {
  padding: 10px 20px;
  font-size: 0.85rem;
}

/* Milestones and Stats Showcase */
.milestones-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align: center;
}
.milestone-item {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 30px 20px;
  box-shadow: var(--shadow-sm);
  transition: var(--transition-smooth);
}
.milestone-item:hover {
  transform: translateY(-5px);
  border-color: var(--primary-royal);
}
.milestone-icon {
  font-size: 2rem;
  color: var(--primary-royal);
  margin-bottom: 16px;
}
.milestone-number {
  display: block;
  font-size: 2.25rem;
  font-weight: 800;
  color: var(--primary-navy);
  margin-bottom: 6px;
}
.milestone-label {
  font-size: 0.9rem;
  color: var(--body-gray);
}

/* Geographic Locations Directory */
.locations-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}
.location-card {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 30px 24px;
  text-align: center;
  box-shadow: var(--shadow-sm);
}
.location-icon {
  font-size: 2rem;
  color: var(--primary-royal);
  margin-bottom: 16px;
}
.location-card h3 {
  font-size: 1.25rem;
  color: var(--primary-navy);
  margin-bottom: 10px;
}
.location-card p {
  font-size: 0.9rem;
  color: var(--body-gray);
  margin-bottom: 16px;
  line-height: 1.5;
}
.location-phone {
  display: block;
  font-weight: 600;
  color: var(--primary-royal);
  font-size: 0.95rem;
}

/* CSR / Social Responsibility */
.responsibility-content {
  display: flex;
  flex-direction: column;
  justify-content: center;
  text-align: left;
}
.responsibility-content h2 {
  font-size: 2.25rem;
  color: var(--primary-navy);
  margin-bottom: 16px;
}
.responsibility-content p {
  font-size: 1.05rem;
  color: var(--body-gray);
}
.responsibility-img img {
  border-radius: 16px;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* Careers Section */
.careers-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}
.career-card {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 32px 24px;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: var(--transition-smooth);
  text-align: left;
}
.career-card:hover {
  transform: translateY(-5px);
  border-color: var(--primary-royal);
  box-shadow: var(--shadow-md);
}
.career-dept {
  display: inline-block;
  align-self: flex-start;
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--accent-sky);
  background-color: var(--sky-blue);
  padding: 4px 10px;
  border-radius: 50px;
  margin-bottom: 16px;
  text-transform: uppercase;
}
.career-card h3 {
  font-size: 1.2rem;
  margin-bottom: 12px;
  color: var(--primary-navy);
}
.career-card p {
  font-size: 0.9rem;
  color: var(--body-gray);
  margin-bottom: 24px;
  line-height: 1.5;
  flex-grow: 1;
}
.career-btn {
  text-align: center;
  width: 100%;
  font-size: 0.9rem;
}

/* Department Directory (Contact) */
.directory-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}
.directory-card {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 30px 24px;
  text-align: center;
  box-shadow: var(--shadow-sm);
}
.directory-icon {
  font-size: 2rem;
  color: var(--primary-royal);
  margin-bottom: 16px;
}
.directory-card h3 {
  font-size: 1.25rem;
  color: var(--primary-navy);
  margin-bottom: 10px;
}
.directory-card p {
  font-size: 0.9rem;
  color: var(--body-gray);
  margin-bottom: 16px;
  line-height: 1.5;
}
.directory-email {
  font-weight: 600;
  color: var(--primary-royal);
  font-size: 0.95rem;
}

/* Troubleshooting Help Center */
.troubleshoot-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
}
.troubleshoot-item {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 24px;
  box-shadow: var(--shadow-sm);
  text-align: left;
}
.troubleshoot-item h3 {
  font-size: 1.15rem;
  color: var(--primary-navy);
  margin: 0 0 12px 0;
  border-left: 3px solid var(--primary-royal);
  padding-left: 12px;
}
.troubleshoot-item p {
  font-size: 0.9rem;
  color: var(--body-gray);
  line-height: 1.5;
  margin: 0;
}

/* 24/7 Crisis Hotline */
.crisis-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}
.crisis-card {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 32px 24px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  border-top: 4px solid #EF4444; /* Alert color */
}
.crisis-icon {
  font-size: 2rem;
  color: #EF4444;
  margin-bottom: 16px;
}
.crisis-card h3 {
  font-size: 1.2rem;
  color: var(--primary-navy);
  margin-bottom: 10px;
}
.crisis-card p {
  font-size: 0.9rem;
  color: var(--body-gray);
  margin-bottom: 16px;
  line-height: 1.5;
}
.crisis-phone {
  display: block;
  font-weight: 700;
  color: #EF4444;
  font-size: 1.05rem;
}

/* Socials Safety Channel Hub */
.socials-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
}
.social-hub-card {
  background-color: var(--white);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 30px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  box-shadow: var(--shadow-sm);
}
.social-hub-icon {
  font-size: 2rem;
  color: var(--primary-royal);
  margin-bottom: 16px;
}
.social-hub-card h3 {
  font-size: 1.25rem;
  color: var(--primary-navy);
  margin-bottom: 10px;
}
.social-hub-card p {
  font-size: 0.9rem;
  color: var(--body-gray);
  margin-bottom: 20px;
  line-height: 1.5;
}
.social-hub-links {
  display: flex;
  gap: 16px;
}
.social-btn {
  background-color: var(--sky-blue);
  color: var(--primary-royal);
  padding: 8px 16px;
  border-radius: 6px;
  font-size: 0.85rem;
  font-weight: 600;
}
.social-btn:hover {
  background-color: var(--sky-blue-hover);
}

/* --- RESPONSIVE ADJUSTMENTS FOR NEW SECTIONS --- */
@media (max-width: 992px) {
  .carrier-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .calc-grid {
    grid-template-columns: 1fr;
  }
  .expert-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .riders-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .matcher-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .checklist-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .roadmap-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .guarantee-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .glossary-grid {
    grid-template-columns: 1fr;
  }
  .video-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .bundle-grid {
    grid-template-columns: 1fr;
  }
  .milestones-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .locations-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .careers-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .directory-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .troubleshoot-grid {
    grid-template-columns: 1fr;
  }
  .crisis-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .socials-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 768px) {
  .carrier-grid {
    grid-template-columns: 1fr;
  }
  .expert-grid {
    grid-template-columns: 1fr;
  }
  .riders-grid {
    grid-template-columns: 1fr;
  }
  .matcher-grid {
    grid-template-columns: 1fr;
  }
  .checklist-grid {
    grid-template-columns: 1fr;
  }
  .roadmap-grid {
    grid-template-columns: 1fr;
  }
  .guarantee-grid {
    grid-template-columns: 1fr;
  }
  .video-grid {
    grid-template-columns: 1fr;
  }
  .locations-grid {
    grid-template-columns: 1fr;
  }
  .careers-grid {
    grid-template-columns: 1fr;
  }
  .directory-grid {
    grid-template-columns: 1fr;
  }
  .crisis-grid {
    grid-template-columns: 1fr;
  }
  .settlement-item {
    flex-direction: column;
    text-align: center;
  }
}

@media (max-width: 576px) {
  .milestones-grid {
    grid-template-columns: 1fr;
  }
  .calc-card, .bundle-card {
    padding: 24px;
  }
}